Our Team

Michael Silver is a graduate of the University of Alabama. Michael graduated with a concentration in financial planning, investments, and insurance.

He started his career in 1994 with a major insurance company. In 1997, he left his position with the insurance company in order to pursue his dream of providing comprehensive wealth management to high net worth investors seeking independent, objective and impartial guidance.

With his team, Michael consults with clients to help architect and implement their financial plans and investment portfolios. Michael is passionate about educating and guiding his clients through all of the complexities of personal finance including investments, taxes, cash flow generation, insurance and estate planning to create a truly comprehensive and well thought-out financial plan.

He currently holds a number of industry certifications including:  CFP^® (Certified Financial Planner) from the Certified Financial Planner Board of Standards, Inc. (CFP^® Board), AEP^® (Accredited Estate Planner) awarded by the National Association of Estate Planners and Councils, and CLU (Chartered Life Underwriter) from the American College. Michael is a panelist on the Wealth Management.com Advisor Confidence Index (ACI). The Advisor Confidence Index (ACI) is an exclusive panel of RIA professionals that help determine the monthly Advisor Benchmarking Advisor Confidence Index (ACI).

Michael has been named to Barron's list of America's Top 1,200 Advisors, Forbes Best-In-State Wealth Advisors, and to Financial Times 400 Top Financial Advisors.

Michael is a sought after speaker that has presented on a variety of topics including: portfolio management, financial planning, charitable planning, tax planning, and estate planning. He has taught CPA^® continuing education courses and is currently an adjunct professor at Florida Atlantic University. In addition, Michael has also been an instructor for the Certificate in Financial Planning - CFP^® Board Registered Program at Florida Atlantic University.  He is a current member of the Boca Raton Estate Planning Council and is a member of the National Advisory Board of his broker dealer, Royal Alliance Associates, Inc.

Michael resides in Boca Raton, Florida with his wife Robyn and his two daughters, Madison and Savanah.

Kristopher joined Baron Silver Stevens Financial Advisors as a Wealth Advisor in 2011. Prior to joining the firm, Kristopher worked for First Merit Bank in Ohio. He started his career at the bank working on the trading desk and as a portfolio analyst. He was later promoted to the wealth management division as part of an advisory team serving the bank’s high net worth clients. 

At Baron Silver Stevens Financial Advisors, Kristopher is responsible for delivering investment advisory and wealth management services to the firm’s individual clients, businesses, and foundations. He works closely with these clients on a variety of wealth management issues, including investment management, cash flow management, risk management, and multi-generational family planning. As a wealth advisor for the firm, Kristopher is extensively involved in the development, implementation, and reexamination of customized financial plans and investment portfolios.

Additionally, Kristopher is a member of the Baron Silver Stevens’ Investment Policy Committee and acts as the firm’s specialist regarding social security strategies.

Kristopher is a graduate of Lake Erie College where he received his MBA® and earned his Bachelor’s Degree at Kent State University.  Kristopher has achieved his status as a CERTIFED FINANCIAL PLANNER™.  He is an Investment Advisor Representative and retains the Series 7 and 66 securities registrations.

Joe Noto is a graduate of Saint John Fisher College.  Joe has been in the financial service industry since 1988.  In 1998, Joe transitioned his practice from New York to Palm Beach County, Florida.  Through that transition, Joe founded Noto Financial Services, Inc.  In addition to his responsibilities at Noto Financial Services, Inc., Joe served as a Managing Executive with Royal Alliance Associates, Inc.  Joe joined the investment team of Baron Silver Stevens Financial Advisors, in 2010.

Joe has developed a specialty in working with pre-retirees and retirees who want to lessen their overall risk and ensure their money will last.  He has been instrumental in customizing and implementing investment plans to meet the needs of his clients.  Joe provides active portfolio management for investors. He is also responsible for reviewing portfolios based on client objectives and risk tolerances.

Joe achieved his status as a CERTIFIED FINANCIAL PLANNER™.  He is a Registered Investment Advisor Representative and retains the Series 7, Series 24, Series 51, and 66 securities registrations.

Michael Edelman has been in the financial planning industry since 1987. During his career, he has worked with several small boutique financial planning companies, as well as, several large companies such as John Hancock and Fidelity Investments. For the last 20 years, Michael’s main focus has been on assisting individuals to achieve their financial goals with a specialty in retirement planning.

At Baron Silver Stevens Financial Advisors, Michael is responsible for delivering investment advisory and wealth management services to the firm’s individual clients, businesses, and foundations. He works closely with clients as well as other team members of the firm on a variety of wealth management issues, including investment management, tax planning, cash flow planning, risk management, and estate planning. As a Certified Financial Planner^™, Michael uses his many years of experience to assist clients and other team members of the firm in the development and implementation of customized financial plans and investment portfolios.

Additionally, Michael is a member of the Baron Silver Stevens’ Investment Policy Committee and acts as the firm’s specialist regarding income tax planning and Qualified Plans.

Michael is a CERTIFIED FINANCIAL PLANNER (CFP^®). He is an Investment Advisor Representative and retains the Series 7, 24, and 66 securities registrations. Michael graduated with a Bachelor of Science degree from the University of Arizona, and a Master of Science degree from the University of Southern California.

Michael is originally from Long Island, NY and has been in South Florida since 1991. Michael has two sons and enjoys traveling overseas, visiting national parks, and playing Pickle ball.

Carrie has been with Baron Silver Stevens since 2006. She serves primarily in the capacity of Director of Operations, along with insuring that the company is in compliance with State and Federal regulations.

Carrie currently holds her Series 7 and 24 securities registrations. She strives to ensure that clients have a seamless transition to the firm, as well as be a dedicated point of contact for any service issues.

Additionally, she received her Bachelors Degree from Michigan State University and her MBA^® from Florida Atlantic University.

Filipp Kourenkov is a graduate from Florida Atlantic University. Filipp earned a Bachelor of Business Administration in Finance and his MBA® from Florida Atlantic University. He started his career with Morgan Stanley Wealth Management.  At Morgan Stanley Wealth Management, he worked with an advisory team serving high net worth individuals; providing portfolio analysis and assisting with security selection.

Filipp joined Baron Silver Stevens Financial Advisors as part of the portfolio strategy team in 2007.  He was later promoted to Portfolio Strategist.  As the Portfolio Strategist, Filipp leads the Investment Policy Committee Meetings.  Filipp provides investment research ideas and strategies to the team and discusses the proper implementation and positioning of these ideas within client portfolios. During the firm's Investment Policy Committee meetings, all aspects of the client portfolios are discussed; including thoughts on the economy, the markets, politics and many other fiscal and geopolitical topics.

Additionally, Filipp oversees the firm's quarterly review process and works with the financial planning team monitoring client portfolios as well as finding new potential investment opportunities. Filipp also serves as the communication liaison between Baron Silver Stevens Financial Advisors and the many investment firms and financial institutions the firm may utilize within client portfolios.  

Filipp currently holds his Series 7 registration.

_{*Filipp Kourenkov is not a Registered Investment Advisor with Baron Silver Stevens Financial Advisors.}

Denisse graduated from Escuela Superior Politecnica del Litoral in Guayaquil, Ecuador; with a concentration in Economics and Finance. She is currently studying for her Series 7 securities license.

Denisse has more than 10 years of experience working with Broker Dealers, such as Royal Alliance Associates Inc. and Bear Stearns Companies Inc. Denisse joined Baron Silver Stevens Financial Advisors, LLC in 2014 after moving to South Florida with her husband and daughter.

Denisse works closely with the Wealth Advisors to ensure that clients have a seamless transition to the firm, as well as a dedicated point of contact for service issues. Her primary responsibilities include corresponding with clients and handling daily account maintenance. Denisse assists with applications, establishes accounts, mails checks and wires as well as maintaining office records, and other client services functions.

_{*Denise Binns is not registered with Royal Alliance Associates or Baron Silver Stevens Financial Advisors.}

Teresa has been working with Baron Silver Stevens since 2005. Her perspective from the front of the office allows her the opportunity to see the transition of prospective clients from hesitant strangers to valued BSSFA “family” clientele. Seeing clients relax into their retirement and find long-forgotten goals come to fruition gives her a great sense of satisfaction.

As the Director of First Impressions, Teresa is the meeting coordinator as well as the client experience concierge. It is her goal to create an atmosphere of relaxed anticipation for the meeting ahead, realizing that it is only through earning our clients’ trust can we be completely effective in partnering in their future.

Originally from Ohio, Teresa graduated from Chillicothe High School, in Ohio and moved to Miami, Florida in 1974. Subsequent to working for Miami-Dade County Public Schools for several years, Teresa took nine years off from work to raise three beautiful children to adulthood, homeschooling them for eight of the most rewarding years of her life.  Inspired by our clients’ ventures, Teresa is currently working on her own list of life experiences and will be thrilled to share them with you.

_{*Teresa Bevan is not registered with Royal Alliance Associates or Baron Silver Stevens Financial Advisors.}

Andrea Brennan has been working with Baron Silver Stevens Financial Advisors since 2022.  She is a Boca Raton native, with several years of experience working with clients and assisting Wealth Advisors.

At Baron Silver Stevens, Andrea works closely with the Wealth Advisors to ensure that clients have a seamless transition to the firm. Her primary responsibilities include corresponding with clients and handling daily account maintenance. Andrea assists with online support, establishes accounts, sends wires, keeps client profiles current, and maintains office records.