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When was the last time you spring cleaned your house? Many of us do some form of spring cleaning in our homes regularly. But what about our financial "homes"? It can be easy to forget about the clutter and red tape that builds up in our finances. When we do, we can end up with some serious clutter. And that can have very real consequences. In fact, it won't just take up space. Clutter can also waste our energy, time, and even money. So, how can we deal with the financial clutter so it doesn't get in our way? Let's find out by checking out some simple and painless financial spring cleaning tips: Purge the paper Audit your subscriptions Consolidate accounts Automate savings Make backups of important files Check in with your bigger financial goals Have you already done some financial spring cleaning this year? What's first on your list

What if you could give any child in your life a brighter financial future without spending a single penny? What if it only took the right words? Believe it or not, that IS possible. Talking to children about money now can pay off in a big way later. And that’s true for “children” of any age — from kiddos in elementary school to adult children who have kids of their own. It’s easy enough to start a meaningful conversation about finance and share what you know if you know where to begin. So, here are some simple, thought-provoking conversation starters to use with anyone age 8 and older. Saving money has allowed me to... When I'm deciding whether to buy something or save money, I... If someone asks to borrow money from me, I... If I could go back in time, I would tell my younger self... One thing I regret

Talent, a high IQ, or self-control? Which matters more to success in life? Which matters more to happiness? Believe it or not, it's NOT talent or a high IQ. It’s self-control. In fact, our success and our happiness depend far more on our self-control and our willpower than our talent or our IQ. And no matter how intelligent, wealthy, attractive, or talented any of us may be, our willpower is like our energy — it’s limited. Each of us only has so much willpower. And that willpower WILL run out at some point. When it does, the willpower gap can trip us up. The willpower gap is when excuses, low motivation, and poor choices can get in the way of our goals. And it can happen whenever we spend too much of our willpower. But it doesn’t have to. We can close that willpower gap, and any one of us can

Are you worried about a major recession? Think the markets are about to come to a standstill any day now? “Yes,” is the answer from most folks these days. Same with most small business owners. And lots of so-called economic experts and talking heads on the news seem to agree too. Still, no one REALLY knows when the next recession will happen – or how severe it’s going to be. And worrying about it isn’t helpful or good for us. In fact, whether we are in a recession today, tomorrow, or whenever, it’s going to be more challenging to make money moves when your judgment’s clouded by recession anxiety. So, how can you cope? What can we do to set our recession fears aside, make confident decisions, and weather the slowdowns better? Follow these steps to braving recessions: Don’t buy into the headline Resist impulsive actions Run a worst-case scenario

When would be the ideal time to retire? Now, don't think about your age. Think about a particular decade or period of time. Let's say you had a time machine that could take you three decades into the past or the future. When would you choose to retire? And do you think it'd be better to retire in the past, today, or in the future? That's not easy to answer. But the point is retirement — like fads and fashion — changes with time. Retirement today isn't the same as it was 20 or 30 years ago, and it won't be the same a few decades from now. In fact, you know those sprawling, cookie-cutter retirement communities in places like Florida? The ones that have been so popular for decades? Well, many retirees today aren't into those. They prefer customized homes, with private outdoor spaces and smart technology. Why? Because

Let’s imagine you’re standing in front of two doors. You have two options. Open Door 1 and get an ELECTRIC SHOCK. Or choose the mystery behind Door 2. Door 2 could be better or worse than Door 1, but you won't find out until you open it. What do you choose? Which door would you open? Most folks would open Door 1. That's because most of us would rather have certain pain than gambling with the unknown. And that's true even if we have a 50-50 shot at getting something better, not worse, with Door 2. Why? Because we crave certainty. We're calmer when we know what to expect — even if it's certain pain — because we can prepare for it. With uncertainty, we're hyper-vigilant to the possibility of pain. We're constantly on edge, waiting for the ball to drop. That's stressful and exhausting up until the moment we get certainty. And that waiting and worrying creates its own pain, no matter

What story do you want to tell about your next vacation? What could make your next trip amazing? The answers could lie in some of the latest trends in travel and those trends aren’t so much focused on exactly where folks are going. Instead, current travel trends are giving us new ways to enjoy vacations and experience the world — no matter where our trips take us. These trends are also creating exciting new opportunities to make every vacation a memorable, enriching experience. So, what hot travel trends could make your next vacation better than you ever imagined? Workcations Friendcations GOAT Vacations Extreme Adventures and Expeditions Transformational Travel Showcations Pet Travel Find any of those travel trends fascinating? Have you already enjoyed any of them — or will make one part of your next trip? Click here to read more details. Wherever you’ve been or whatever you’ve done on past

How do you make investment decisions? Do you look at all the data? Search for an interesting opportunity? Surprisingly, most folks don’t look at the facts or data to make these choices. They prefer a good story. Maybe it’s not so surprising. A good story can worm its way into our subconscious faster than any facts can. That’s because research shows good stories appeal to our emotions and our values. They help make sense of the world, and they can be a powerful learning tool at any age. But that doesn’t always make stories a good foundation for investment decisions. Why? Because the stories we tell ourselves can cloud the facts. And if those stories are rooted in common myths about investing, anyone — even the smartest folks — can have a much harder time making sound investment decisions. So, what stories could be interfering with your financial choices? What

What's the hardest lesson you've ever had to learn about money? What’s the most powerful one? For many folks, these lessons come from hard-earned experience. They aren’t taught in a classroom. Instead, many folks go to the school of hard knocks. It’s the learn-as-you-go way to understanding personal finance. And those lessons we pick up can shape how we think about and handle money. They can also stick with us for life. So, what are the money lessons that are never too early to know? Are there any that you still have to learn? Or get better at? Let’s find out. These essential finance lessons aren’t typically taught in school, but they’re still incredibly valuable to know as early as possible. And they can take some people a lifetime to learn. Accountability is key Pay yourself first Money isn't the only thing Want to read the rest? Click here to

What inspires you to give? Most of us give for the same basic reasons. We want to help others, make a positive difference in the world—and giving feels good. It makes us happy, and it connects us to the causes we care about. Studies show that most charitable folks give according to their values or to support causes they care about. But they don’t always have a strategy around giving. Or a way to monitor for impact. How do you make the greatest impact with your giving? If you’re not sure, you’re not alone. Many folks are passionate about giving but don’t have a defined strategy. Even though strategic giving can pave the way for thoughtful donations of money, time, and resources. And that can help you figure out how to do the most good for the causes that matter most to you. Want to create your own charitable strategy?